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{"id":26,"date":"2021-10-24T17:58:52","date_gmt":"2021-10-24T17:58:52","guid":{"rendered":"http:\/\/britishexpatriates.com\/?page_id=26"},"modified":"2021-11-02T09:01:39","modified_gmt":"2021-11-02T09:01:39","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/britishexpatriates.com\/index.php\/health-insurance\/","title":{"rendered":"Expat Health Insurance"},"content":{"rendered":"\nWhat is Expat Health Insurance?<\/strong><\/p>\n\n\n\nIn the UK, health insurance costs are all covered by the National Health Service (NHS).<\/p>\n\n\n\n
Am I Covered by the NHS as an Expat?<\/p>\n\n\n\n
No!<\/strong> If you’re moving abroad on a permanent basis, you’ll no longer automatically be entitled to medical treatment under normal NHS rules. This is because the NHS is a residence-based healthcare system. Read more<\/a>.<\/p>\n\n\n\nAs soon as you are an expatriate and resident overseas, you are no longer covered by the NHS, even if you fly back to the UK. You need<\/span> health insurance when abroad to cover sickness, accidents and critical illness such as cancer which can cost up to $1m or more in treatment costs.<\/p>\n\n\n\nWhat Types of Expat Health Insurance are There?<\/strong><\/p>\n\n\n\nInpatient and outpatient expat insurance<\/strong><\/p>\n\n\n\nInpatient insurance<\/strong> covers overnight stays and longer at a hospital. Inpatient insurance only applies if you spend a night in the hospital. <\/p>\n\n\n\nOutpatient insurance <\/strong>covers trips to your local doctor at a clinic.<\/p>\n\n\n\nSome people opt to only cover inpatient insurance<\/span> only<\/em> to cover the huge costs of cancer treatment and serious illnesses. Then, they just pay all the fees to their local doctor if they fall ill.<\/p>\n\n\n\nPremium health insurance covers both inpatient and outpatient insurance.<\/p>\n\n\n\n
Find out more about health insurance with a qualified adviser…<\/p>\n\n\n\n